How to Defend Credit Card or Debt Collection Lawsuits

February 23, 2010


I recently came across a great article by Pennsylvania attorney Jim Kutkowski.  It discusses how to defend credit card lawsuits.

While the article is based on Pennsylvania law and court procedures, things work much the same in Maryland. In Maryland, most credit card lawsuits are heard by the District Court, which operates similarly to Pennsylvania’s Magistrate Court.

The article discusses evidence in credit card lawsuits and the back and forth that goes on in Magistrate (PA) and District (MD) court.

In Maryland, the courts often seem to put the burden on defendants to prove that the account wasn’t theirs instead of forcing the Plaintiff to prove that it was. This is an unusual allocation of the burdens of proof in a court case, but it happens.

Read Mr. Kutkowski’s article for valuable information on defending debt collection lawsuits: Credit Card Lawsuits and How to Beat Them

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