Debt Collector or Debt Collection Law Firm not Licensed in Maryland?
November 11, 2008
Our office has recently seen a spike in the activity of debt collectors who are not licensed in Maryland.
Maryland consumers who are contacted by a debt collector that is not licensed in Maryland should file a complaint with Maryland’s Department of Labor, Licensing and Regulation.
Check here to check whether the debt collector who contacted you is licensed in Maryland.
Keep in mind that improperly licensed debt collectors are theoretically ineligible to sue consumers in Maryland courts.
However, many improperly licensed debt collectors do attempt to sue Maryland consumers in Maryland courts. The debt collector’s improper licensure must then be raised by the consumer at trial or in a pre-trial motion.
As with all trial issues, the consumer must raise the issue. The court generally will not raise the issues on the consumer’s behalf.
It is therefore critical for consumers to attend all court hearings and present their side of the story if they are sued by a debt collector.
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